Hyundai Motor Financing:
Gilbert AZ Car Loans and Leases

Welcome to Earnhardt Hyundai - San Tan, your premier destination for discovering the perfect Hyundai vehicle in the Gilbert, Chandler, or Mesa area. We understand that finding your dream car is an exciting first step, and the next crucial stage is securing the right financing. Hyundai Motor Finance (HMF) offers tailored solutions designed to make your ownership experience as smooth and enjoyable as possible.

Your Journey to a New Hyundai Starts with Smart Financing at Earnhardt Hyundai

At Earnhardt Hyundai -- San Tan, our dedicated finance team works hand-in-hand with HMF to provide you with a seamless, transparent, and ultimately rewarding path to purchase or lease. We want you to drive home happy in your new or certified pre-owned Hyundai in Gilbert AZ.

Why Choose Hyundai Motor Finance for Your Vehicle?

When it comes to new car financing in Gilbert AZ, opting for Hyundai Motor Finance offers distinct advantages that you won't find just anywhere. As the finance arm of Hyundai, HMF is uniquely positioned to understand the value and appeal of these exceptional vehicles.

Direct from the Manufacturer

New car loans and leases -- directly through HMF -- means you're working with a partner who specializes in Hyundai vehicles. This expertise translates into a deeper understanding of your vehicle's value, which can lead to more favorable terms and a more streamlined process.

Competitive Rates & Flexible Terms

Hyundai Motor Finance consistently offers competitive interest rates and a wide array of flexible new car loans and lease terms. Perhaps you are looking for the lowest possible monthly payment, a shorter new car loan term to pay off your vehicle faster, or a lease that allows you to drive a new Hyundai every few years?!?!  HMF has options designed to fit your unique budget and lifestyle.

Exclusive Offers & Incentives

Hyundai Motor Finance frequently provides special promotions, low APR financing, attractive lease deals, and loyalty programs that are exclusively available to HMF customers. These incentives can significantly reduce your overall cost of ownership or make upgrading to a higher trim level more affordable.

Unmatched Convenience

By choosing HMF at San Tan Earnhardt Hyundai, you benefit from a true one-stop shopping experience. You can select your vehicle, apply for Gilbert AZ car financing, and finalize all paperwork right here at our dealership, saving you time and hassle.

Expertise in Hyundai

HMF experts are the best people to assess the residual value of Hyundai models for leases and to understand the long-term value for loans. This ensures you get a Gilbert AZ car financing plan that truly reflects your vehicle's worth.

Understanding Your Financing Options with HMF

Hyundai Motor Finance provides a variety of options to suit different preferences, whether you prefer to own your vehicle outright or enjoy the flexibility of car leasing in Gilbert. Our finance specialists are here to help you understand each choice and determine which is the best fit for you.

4 Main Reasons for Traditional Auto Loans with Hyundai Motor Finance

A traditional HMF auto loan in Gilbert AZ is the direct path to full ownership. Here are the four main reasons that shoppers choose new car loans instead of auto leases. 

1. Long-Term Ownership: You gain full ownership of the vehicle once the loan is paid off, allowing you to customize it as you wish and drive it for as long as you desire.

2. Equity: As you make payments, you build equity in your vehicle, which can be beneficial for future trade-ins or sales.

3. Predictable Payments: Enjoy fixed monthly payments over a set term, making budgeting straightforward and predictable.

4. No Restrictions: There are no mileage limitations or wear-and-tear charges to worry about, giving you complete freedom with your vehicle.

4 Main Reasons for Hyundai Leases with HMF

Leasing a Hyundai through HMF is an excellent choice for those who enjoy driving a new vehicle more frequently and/or prefer lower monthly payments. 

1. Lower Monthly Payments: Lease payments are often lower than loan payments for a comparable vehicle, as you're only paying for the depreciation during the lease term. This can benefit budget buyers, but just as often it benefits shoppers who want to get a bigger SUV or who want to climb the trim ladder.

2. Drive a New Hyundai More Often: Leasing allows you to upgrade to the latest Hyundai models every few years, ensuring you always have access to the newest technology, safety features, and designs. This is why leasing appeals to people who aren’t worried about a tight budget.

3. Warranty Coverage: Your Hyundai will likely remain under its factory warranty for the entire duration of your lease, providing peace of mind and minimizing unexpected repair costs.

4. Flexible End-of-Lease Options: At the end of your lease term, you have several choices: you can return the vehicle, purchase it, or lease a brand-new Hyundai.

The Earnhardt Hyundai Financing Process

At Earnhardt Hyundai -- San Tan, we believe that securing financing should be as exciting as choosing your new car. Our streamlined process and dedicated team ensure a hassle-free experience.

A. Easy Application

Getting started is simple. You can begin the process from the comfort of your home by utilizing our secure online finance application. This pre-approval step can save you valuable time at the dealership. Alternatively, our finance experts are always ready to assist you in person, guiding you through the application and explaining what information is typically needed, such as basic personal details and financial information. Find out how much you can borrow:  Start here.

B. Personalized Guidance

Our finance team doesn't just process paperwork; they work with you. We take the time to understand your individual budget, driving needs, and credit situation. We'll clearly explain all terms, conditions, and available options, ensuring you feel confident and informed every step of the way. Our goal is to provide clear information and empower you to make the best decision for your financial future, without any pressure.

C. Credit Flexibility

Many shoppers have a credit score that allows them to purchase a new or certified-preowned vehicle through Hyundai Motor Finance in Gilbert AZ.  There’s a lot of flexibility with Hyundai because HMF is able to offer car leases as well as car loans.

However, if you are working to rebuild bad credit or have no credit history, Earnhardt Hyundai - San Tan is here to help. We work with a network of lenders, including HMF, to explore all possible avenues to get you approved for the best possible terms. Our aim is to find the best solution, even when it’s a challenge.

D. Trade-Ins

If you have a vehicle to trade in, we make the process simple and transparent. Trading in your current vehicle can significantly reduce the amount you need to finance, lowering your monthly payments. Our team provides competitive appraisals, making it easy to transition from your old car to your new Hyundai in Gilbert AZ.  Use our online tool for a fair trade appraisal. 

Beyond the Purchase: HMF Benefits & Support

Your relationship with Hyundai Motor Finance extends beyond the initial purchase. HMF provides ongoing support and convenient tools to manage your account. So whether you stay right here in Arizona or move across the country, you have the help you need.

• Online Account Management: Easily access your statements, make payments, view your payment history, and update your personal information through HMF's secure online portal. 

• Dedicated Customer Service: Should you have any questions or need assistance with your account, HMF offers dedicated customer service to ensure your needs are met promptly.

• Vehicle Protection Plans: Our finance team can also discuss various vehicle protection plans, such as extended warranties, GAP insurance, and maintenance plans, which can often be conveniently rolled into your HMF car financing in Gilbert AZ, providing additional peace of mind for the road ahead. 

Get Started Today at San Tan Earnhardt Hyundai!

Ready to take the next step towards owning or leasing a fantastic new Hyundai? The finance experts at San Tan Earnhardt Hyundai are here to assist you. We are committed to making your Hyundai ownership dream a reality with flexible, transparent, and competitive financing solutions through Hyundai Motor Finance.

Visit us today at Earnhardt Hyundai - San Tan, apply for financing online through our secure portal, or simply give our finance department a call. We look forward to helping you drive home in the Hyundai you've always wanted!   Get pre-approved.